Nicola Wealth Management

Below we have summarized the key reasons for new and existing clients to choose us – in other words: “Why NWM?”

• Nicola Wealth Management Ltd. (NWM) is one of Canada’s premiere financial planning and wealth management firms serving the needs of High Net Worth entrepreneurs, business owners and professionals.
• NWM’s proven track record shows that our investment philosophy reduces volatility and withstands down markets.
• NWM has consistently outperformed standard balanced portfolios. Since January 2000, NWM has delivered clients average returns for balanced investment accounts of 7.3% annually after costs.
  • This performance is 3.7% better than a balanced index mix of Global and Canadian equities and bonds.
  • If a client had invested $100,000 with a balanced NWM portfolio in January of 2000, their current portfolio value would be almost $206,000 versus $143,000 if they had invested in a standard mix of Global and Canadian equities and bonds.
  • October 2008 saw the worst market crash since the Great Depression: equities dropped almost 40%, average NWM client loss was only 6.5%.
• NWM uses a cash flow investment approach that is aimed at reducing volatility, increasing returns and protecting wealth.
• NWM manages over $1-billion in assets and has a near-perfect retention rate with clients.
  • 75% of the families who work with NWM have been with the firm for five years or more.
  • 75% of new clients are referrals from existing clients.
• NWM’s investment philosophy revolves around diversified, carefully-selected portfolios that surpass traditional investments and include: mortgages, income-producing real estate, hedge funds, bonds, annuities as well as alternative vehicles. Long-term studies show that the reliable cash flow from stocks, bonds and real estate is worth far more than simply relying on the price appreciation of the same asset.
• NWM is a fee-based firm. We take no commissions and, in fact, rebate all commissions back to our clients. We pride ourselves on offering unbiased advice so our clients know we are working for them.
• NWM is the sole Canadian partner of John Mauldin, a widely-respected, U.S.-based investment author and money manager whose weekly column “Thoughts From The Frontline” reaches over 1.5 million readers worldwide..
• NWM has created efficient pools and limited partnerships for clients to participate in various alternative investments at a fraction of normal investment minimums, diversifying client portfolios, reducing risk, and facilitating potentially higher long-term returns.
• NWM offers clients the option of setting up a donor advised account to enhance their charitable giving, providing clients with a sophisticated charitable giving strategy without having to start their own foundation.
• In addition to offering competitive fees, NWM guarantees new clients a planning fee refund if the total savings from tax planning and investment reorganization isn’t at least twice that of the initial planning fee within 12 months of implementing recommendations made in the initial comprehensive financial planning report.
• NWM has developed a reputation with clients for creating greater tax-efficiency and helping them achieve their financial goals more quickly. The firm integrates client portfolios with their professional or business income, and implements planning strategies that often eliminate estate taxes on both registered and corporate assets.
• NWM helps clients cultivate their legacy tax efficiently through a NWM-created public foundation that provides strong investment returns similar to client accounts.
• NWM’s team of advisors consist of 13 CFPs, 6 CLUs, 4 CFAs, and 3 MBAs with an additional 35 support staff, giving them one of the best advisor-to-client ratios in the industry and allowing them to cater to the unique needs of High Net Worth and Ultra High Net Worth families.
• NWM has offices in Lower Mainland (Vancouver) and the Okanagan (Kelowna), with clients across Canada.