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Our investment philosophy doesn’t rely solely on the price appreciation of assets – that is to say, we aren’t focused on whether a stock moves up or down.

Cash Flow Investing

We focus on the income – the cash flow – generated by each investment, because if your assets generate a steady and reliable income, then you reduce much of the risk associated with your portfolio.

We believe that Cash Flow Investing should be at the heart of each and every client’s investment portfolio.

Why is Cash Flow Important to Your Investment Portfolio?

  • Accelerated Wealth Building: By generating additional income, cash flow investments improve returns and have a profound effect on the bottom line, especially when markets seem flat.
  • Flexibility: Asset allocation becomes more than buying and selling what is already owned; we can use new cash flow to add to the portfolio and reallocate cash to other investments at prime opportunities.
  • Protection: When prices slump, cash flow mitigates the effect on your portfolio and reduces volatility.
  • Peace of Mind: Cash flow reminds us that we are continually earning money and inhibits us from making rash selling decisions.

Albert Einstein referred to compound interest as “the eighth wonder of the world” with good reason. With steady cash flow and the discipline to reinvest those funds and avoid trying to time the market, imagine how much farther your investment dollars can go.

What is Cash Flow Investing?

Cash flow  refers to the new money that is created by an investment. It usually occurs in the form of interest, dividends or rent.  Basically, cash flowing assets pay you to own them.

We seek out solid performing investments that also provide good cash flow, essentially buying income at a good price.  These dividends seldom change, regardless of price appreciations or drops; they remain consistent despite market volatility.

Think of cash flow in terms of a rental property investment: the property’s value will go up and down over time, but the rental income you receive remains fixed.  The same philosophy can be applied to assets such as high dividend paying stocks.